Full form of Banking Terms (Banking Abbreviations)

Many people do not know the full form of many terms related to Banking and what is the meaning of that, but it is most important to know. So, Here we provide the most useful Full form of Banking Terms and Banking Abbreviations, Full Forms of Bank Names, Indian Banks, Foreign Banks, and different Banking Terms and Banking Abbreviations that are useful for every person.

 Full form of Banking Terms are

Full Form of Bank Names

Full form of Indian Banks Name

AB – Allahabad Bank

AB – Andhra Bank

ABPB – Aditya Birla Payments Bank

ADB – Asian Development Bank

ADCB – Abu Dhabi Commercial Bank

APB – Airtel Payments Bank

APGUB – Andhra Pradesh Grameena Vikas Bank

BGVB – Bangiya Gramin Vikash Bank

BMB – Bharatiya  Mahila Bank

BOB – Bank of Baroda

BOI – Bank of India

BOM – Bank of Maharashtra

BOR – Bank of Rajasthan

CB – Canara Bank

CB – Corporation Bank

CBI – Central Bank of India

CCB – Central Co-operative Bank

CSB – Catholic Syrian Bank

CUB – City Union Bank

DB – Dena Bank 

DBS – Development Bank of Singapore

DCB – Development Credit Bank

ECB – External Commercial Borrowing

ECD – European Central Bank

ECS – Electronic Clearing Service

EMI – Equated Monthly Installment

EXIM – Export-Import Bank

FRB – Federal Reserve Banks

HDFC – Housing Development and Finance Corporation

HSBC – Hong-Kong and Shanghai Banking Corporation

IB – Indian Bank

IBA – Indian Banks’ Association

ICBC – Industrial and Commercial Bank of China       

ICICI – Industrial Credit and Investment Corporation of India

IDBI –  Industrial Development Bank of India

IDFC – Infrastructure Development Finance Company

IIBI – Industrial Investment Bank of India

IOB – Indian Overseas Bank

IPPB – India Post Payments Bank

IRDA – Insurance Regulatory and Development Authority

IVB – ING Vysya Bank

JKB –  Jammu & Kashmir Bank

JPB – Jio Payments Bank

KMB – Kotak Mahindra Bank

KVB – Karur Vysya Bank

LBD –  Land Development Bank

LVB – Lakshmi Vilas Bank

MICB – Mega International Commercial Bank

NAB – National Australia Bank

NABARD – National Bank for Agriculture and Rural Development

NHB – National Housing Bank

OBC – Oriental Bank of Commerce

PBGB – Paschim Banga Gramin Bank

PNB – Punjab National Bank

PPB – Paytm Payments Bank

PSB – Punjab & Sind Bank

RBC – Royal Bank of Canada

RBI – Reserve Bank of India

RRB – Regional Rural Bank

SBI – State Bank of India

SCB – Standard Chartered Bank

SDS – Special Deposit Scheme

SEBI – Securities and Exchange Board of India

SIB – South Indian Bank

SIDBI – Small Industries Development Bank of India

SVC – Shamrao Vitthal Co-operative Bank

TGB – Telangana Grameena Bank

TMB – Tamilnadu Mercantile Bank

TSCAB – Telangana State Cooperative Apex Bank Ltd

UBI – United Bank of India

UCB – Urban Cooperative bank

UCO – United Commercial Bank

UOB – United Overseas Bank

UOB – Union Bank of India

VB – Vijaya Bank

You can read also: DSLR Full Form

Full form of Foreign Banks Name

ACB – Abu Dhabi Commercial Bank

ADB – Asian Development Bank

AE – American Express

BBK – Bank of Bahrain and Kuwait

BOA – Bank of America

BOC – Bank of Ceylon

DB – Deutsche Bank

DBS – The Development Bank of Singapore

HSBC – Hong Kong and Shanghai Banking Corporation

RBS – Royal Bank of Scotland

RBS – Royal Bank of Scotland

SCB – Standard Chartered Bank

Full form of Banking Terms 

bal – Balance

chq – Cheque

csh – Cash

dep – Deposit

txn – Transaction

wdl –  Withdrawal

A/C – Account

ASBA – Application Supported by Blocked Amount

BCSBI – Banking Codes and Standards Board of India.

BIRD – Bankers Institute of Rural Development

BIS – Bank for International Settlement

BPLR – Benchmark Prime Lending Rate

CAD – Capital Account Deficit

CAR – Capital Adequecy Ratio

CARE – Credit Analysis And Research Limited

CASA – Current And Saving Account

CBS – Core Banking Solutions

CC – Cash Credit

CDR – Corporate Debt Restructuring

CDS – Credit Default Swap.

CIBIL – Credit Information Bureau Of India Limited

CRAR – Capital to Risk-weighted Assets Ratio

CRISIL – Credit Rating And Investment Services India Limited

DCCB – District Central Co-operative Bank

DTAA – Double Taxation Avoidance Agreement

ECBs – External Commercial Borrowings

EFSF – European Financial Stability Facility

EFT – Electronic Fund Transfer

ESI – Employees’ State Insurance

FDI – Foreign Direct Investment

FEMA – Foreign Exchange Management Act

FERA – Foreign Exchange Regulatory Act

FIIs – Foreign Institutional Investments

FIMMDA – Fixed Income Money Markets and Derivatives Association.

FINO – Financial Inclusion Network Operation

FIPB – Foreign Investment Promotion board

FPI – Foreign Portfolio Investment.

FRBMA – Fiscal Responsibility and Budget Management Act

FSLRC – Financial Sector Legislative Reforms Commission

GNP – Gross National Product

IBA – Indian Bank Association

IBRD – International Bank For Reconstruction And Development.

ICRA – Indian Credit Rating Agency

IFSC – Indian Financial System Code

IMPS – Interbank Mobile Payment Service (IMPS) or Immediate Payment Service

INFINET – Indian Financial Network

INR – Indian Rupee

IPO – Initial Public Offering

KYC – Know Your Customer

LCR – Liquidity Coverage Ratio

LIBOR – London Interbank Offered Rate

MIBID – Mumbai Interbank Bid Rate

MIBOR – Mumbai Interbank Offered Rate

MICR – Magnetic Ink Character Recognition

NASDAQ – National Association For Securities Dealers Automated Quotations

NAV – Net Asset Value

NDTL – Net Demand And Time Liabilities

NEFT – National Electronic Funds Transfer

OLTAS – On-line Tax Accounting System 

OSCB – Odisha State Co-operative Bank

PAN – Permanent Account Number

PF – Provident Funds

PIN – Personal Identification Number

PO – Probationary Officer

PSBs – Public Sector Banks

RBL – Ratnakar Bank Limited

REITs – Real Estate Investment Trusts

RTGS – Real Time Gross Settlement

S/D/W/H/o – Son/Daughter/Wife/Husband of

SARFAESI – Securitisation And Reconstruction Of Financial Assets And Enforcement Of Security Interest

SB – Saving Book

SENSEX – Sensitive Index Of Stock Exchange

SLR – Statutory Liquidity Ratio

SNBCs – Schedule Non Commercial Banks

SWIFT – Society For Worldwide Interbank Financial Telecommunication

SWOT – Strength, Weaknesses, Opportunities And Threats

TARC – Tax Administration Reform Commission

TDS – Tax Deducted at Source

TIEA – Tax Information exchange Agreement

TIN – Tax Information Network (TIN)

TT – Telegraph Transfer

UIDAI – Unique Identification Development Authority of India

Full form of Banking Abbreviations

2FA – Two Factor Authentication

A&AS – Account & Audit Section

ABEDA – Arab Bank for Economic Development in Africa.

ACF – Auto Correlation Function.

ACLF         – Additional Collateralised Lending Facility

ACS – Automated Clearing Systm.

AD – Authorized Dealer.

ADB – Asian Development Bank.

ADF – Automated Data Flow

ADR – American Depository Receipt.

ADTV – Average Daily Trading Volume

AEPS – Aadhaar Enabled Payments Switch

AFS – Annual Financial Statement.

AGM – Annual General Meeting.

AIC – Agricultural Insurance Company.

AIDBs – All India Development Banks

AIF – Alternative Investment Fund

AIFIs – All India Financial Institutions

ALCO – Asset Liability Committee

ALM – Asset Liability Management

AMEX – American Express

AMFL – Association of Mutual Funds in India.

AML – Anti-Money Laundering

AMRMS – Audit and Risk Monitoring Mechanism

ANBC – Adjusted Net Bank Credit

ANSI – American National Standards Institute

APACS – Association of Payment and Clearing Services

APBS – Aadhaar Payment Bridge System

APSFC – Andhra Pradesh State Financial Corporation

ARC – Asset Reconstruction Companies

ARCIL – Asset Reconstruction Company of India Limited

ARCs – Asset Reconstruction Companies

ASBA – Applications Supported Bank Accounts

ASSOCHAM – Associated Chambers of Commerce and Industry of India.

ATM – Automated Teller Machine.

BACS – Bankers Automated Clearing System

BBR – Bank Base Rate

BCBS – Basel Committee on Banking Supervision

BCP – Branch Credit Plan

BCSBI – Banking Codes and Standards Board of India

BFS – Board of Financial Supervision

BIS – Bank for International Settlements.

BLBC – Block-Level Bankers Committee

BO – Banking Ombudsman

BOB – Bank of Baroda.

BOD – Board of Directors

BOE – Bill of Exchange

BOP – Balance of Payments.

BOR – Bank of Rajasthan.

BOT – Build, Operate and Transfer.

BPC – Benefits Processing Corp

BPLR – Benchmark Prime Lending Rate

BR Act – Banking Regulations Act, 1949.

BSCS – Basel Committee on Banking Supervision.

BSE – Bombay Stock Exchange.

BSR – Basic Statistical Returns.

CA – Chartered Accountant.

CAAP – Capital Adequacy Assessment Process

CAD – Current Account Deficit

CAMELS – Capital, Assets, Management, Earnings, Liquidity, and Systems and Control

CAR – Capital Adequacy Ratio

CARE – Credit Analysis and Research Limited

CASA – Current and Savings Accounts

CBI – Common Bank of India

CBLO – Collateralized Bank Lending Obligations

CBS – Core Banking Solution.

CBT – Computer-Based Terminal

CC – Cash Credit

CCB – Central Co-operative Bank

CCIL – Clearing Corporation of India Limited

CCL – Cash Credit Limit

CD – Certificate of Deposit

CD Ratio – Credit Deposit Ratio

CDB – Caribbean Development Bank.

CDBS – Committee of Direction on Banking Statistics.

CDR – Corporate Debt Restructuring

CDS – Credit Default Swap.

CED – Centre For Entrepreneurship Development

CEPA – Comprehensive Economic Partnership Management.

CFMS – Centralised Funds Management System

CFRA – Combined Finance and Revenue Accounts.

CFS – Committee on the Financial System

CGRA – Currency and Gold Revaluation Account.

CHAPS – Clearing House Automated Payment System

CIBIL – Credit Information Bureau of India Limited

CLB – Company Law Board

CLF – Collateralised Lending Facility

CMA – Collateral Management Agreement

CMIS – Currency Management Information System

CMP – Current Market Price

CNP – Card Not Present

COB – Corporation Bank.

CP – Colombo Plan.

CPFF – Commercial Paper Funding Facility

CPI – Consumer Price Index.

CPs – Commercial Papers.

CRAR – Capital to Risk Weighted Asset Ratio.

CRILC – Central Repository of Information on Large Credits

CRISIL – Credit Rating Information Services of India

CRM – Customer Relationship Management

CRMD – Credit Risk Management Department.

CRR – Cash Reserve Ratio.

CSGLA – Constituent’s Subsidiary General Ledger Account

CSR – Corporate social responsibility

CTI – Country Threat Index.

DCCB – District Central Cooperative Banks

DCP – District Credit Plan

DD – Demand Draft

DDM – District Development Manager

DFI – Development Financial Institutions

DFID – Department For International Development

DICGC – Deposit Insurance and Credit Guarantee Corporation

DIR – Differential Interest Rate

DNPD – Derivatives and New Products Departments

DPG – Deferred Payment Guarantee

DPN – Demand Promissory Note

DPs – Depository Participants

DRI – Beneficiaries of Differential Interest Rate

DRAT – Debt Recovery Appellate Tribunal

DRI – Differential Rate of Interest

DRT – Debt Recovery Tribunals

DSCR – Debt Service Coverage Ratio

DTAA – Double Taxation Avoidance Agreement.

EADB – East African Development Bank.

EBRD – European Bank for Reconstruction and Development.

ECB – External Commercial Borrowings.

ECS – Electronic Clearing System.

ED – Enforcement Directorate

EDF – Export Development Fund

EDI – Electronic Data Interchange

EDP – Entrepreneurship Development Programme

EEFC – Exchange Earners’ Foreign Currency

EFT – Electronic Funds Transfer

EFTPOS – Electronic Funds Transfer At Point Of Sale

EIB – European Investment Bank.

ELSS – Equity Linked Saving Scheme.

EMI – Equated Monthly Instalments

EPFO – Employees’ Provident Fund Organisation

EPOS – Electronic Point Of Sale

EPS – Earning per Share

ESOP – Employee Stock Options

ETFs – Exchange Traded Funds

EXIM  – Export Import Bank of India.

FATF  – Financial Action Task Force

FCA – Foreign Currency Assets.

FCCB – Foreign Currency Convertible Bond

FCD – Fully Convertible Debentures

FCNR – Foreign Currency Non Resident Deposit Accounts

FCNRA – Foreign Currency Non Resident Account.

FD – Fixed Deposit

FDI – Fixed Deposit Income

FEDAI – Foreign Exchange Dealers Association Of India

FEMA – Foreign Exchange Management Act

FERA – Foreign Exchange Regulation Act.

FFA – Federal Financial Assistance

FFB – Federal Financing Bank

FICCI – Federation of Indian Chambers of Commerce and Industry.

FII – Foreign Institutional Investor.

FIMMDA – Fixed Income Money Market and Derivatives Association of India

FINO – Financial Information Network and Operation Limited

FIPB – Foreign Investment Promotion Board.

Fls – Financial Institutions

FOB – Free On Board

FPI – Foreign Portfolio Investment.

FRB – Federal Reserve Bank

FRNs  – Floating Rate Notes

FRO – Foreigners Registration officer

FRRO – Foreigners Regional Registration officer

FSRASC – Financial Sector Regulatory Appointment Search Committee

FSS – Financial Software Systems

FTA – Free Trade Agreement.

GAAR – General Anti Avoidance Rule.

GDCF – Gross Domestic Capital Formation

GDP – Gross Domestic Product

GDR – Global Depository Receipt.

GFD – Gross Fiscal Deficit.

GIPSA – General Insurance Public Sector Association

GIRO – Government Internal Revenue Order.

GlC – General Insurance Corporation of India

GMS – Gold Monetisation Scheme

GST – Goods and Services Tax

GSTN – Goods and Services Network

GSTPA – Global Straight Through Processing Association

HDFC – Housing Development Finance Corporation.

HFCs – Housing Finance Companies

HUDCO – Housing and Urban Development Corporation

IADB – Inter American Development Bank.

IAS – Integrated Accounting Systems

IBA – Indian Bank Association

IBBI – Insolvency and Bankruptcy Board of India

IBPS – Institute of Banking Personnel Selection.

IBRD – International Bank for Reconstruction and Development

IBS – International Banking Statistics

IBU – International Banking Unit

ICA – Indian Council of Agricultural Research.

ICAO – International Civil Aviation Organisation

ICC – Integrated Circuit Card

ICFAI  – Institute Of Chartered Financial Analysts Of India

ICICI – Industrial Credit and Investment Corporation of India.

ICRA – Investment Information and Credit Rating Agency of India Limited

IDFC – Infrastructure Development Finance Company Limited

IDR – Indian Depository Receipts.

IDRBT – Institute for Development and Research Of Banking

IEPF – Investors Education and Protection Fund

IFC – International Finance Corporation

IFCI – Industrial Finance Corporation of India

IFSC – Indian Financial System Code

IIB – International Investment Bank.

IIBF – Indian Institute of Banking and Finance.

IIBI – Industrial Investment Bank of India

IIBM – Indian Institute of Bank Management

IIFCL – India Infrastructure Finance Company Limited

IIFT – Indian Institute of Foreign Trade

IIP – Index of Industrial Production

IMD – India Millennium Deposits.

IMF – International Monetary Fund.

IMPS – Immediate Payment Service

IMT – Instant Money Transfer

INFINET – Indian Financial Network

IOB – Indian Overseas Bank.

IP – Internet Provider

IPO – Initial Public Offer

IPPB – India Post Payments Bank

IPSS – Integrated Payment and Settlement System

IRBI – Industrial Reconstruction Bank of India.

IRDA – Insurance Regulatory and Development Authority of India

IRDP – Integrated Rural Development Programme

IRE – Internal Rating Based

IROs – Interest rate options

IRR – Internal Rate of Return.

ISCI – International Standard Industrial Classification

ISIN – International Securities Identification Number

ISO – International Standard Organisation

IVP – Indira Vikas Patra

JCB – Japan Credit Bureau

JLGs – Joint Liability Groups

KCC – Kisan Credit Card

KMB – Kotak Mahindra Bank.

KVB – Karur Vysya Bank.

KVIC – Khadi and Village Industries Corporation

KVP – Kisan Vikas Patra

KYC – Know Your Customer Guidelines

LAB – Local Area Bank.

LAF – Liquidity Adjustment Facility

LAMPS – Large Sized Adivasi Multipurpose Societies

LAN – Local Area Network

LAS – Loan & Advances by States

LBD – Land Development Bank

LBS – Locational Banking Statistics

LDB – Land Development Bank.

LERMS – Liberalized Exchange Rate Management System

LETS – Local Exchange Trading Systems

LIBOR – London Inter Bank Offered Rate.

LIC – Life Insurance Corporation Of India

LOC – Lines of Credit

LTCG – Long-Term Capital Gains

LTF – Long-Term Finance

LTN – Long Term Note

M&As – Mergers and Acquisitions

MBFC – Mutual Benefit Financial Company

MCA – Ministry Of Company Affairs

MCLR – Marginal Cost Of Lending Rate

MEDP – Multinational Design Evaluation Progrrame

MFDF – Micro Finance Development Fund

MFIs – Micro-Financial Institutions

MIBOR – Mumbai Inter Bank Offer Rate.

MICR – Magnetic Ink Character Recognition

MIRSD – Market Intermediaries Registration and Supervision Department

MIS – Management Information System

MNBCs – Miscellaneous Non-Banking Companies

MPBF – Maximum Permissible Bank Finance

MRD – Market Regnlation Department

MSS – Market Stabilisation Scheme

MTN – Medium Term Note

MUDRA – Micro Units Development and Refinance Agency

NABARD – National Bank for Agricultural and Rural Development.

NAFCUB – National Federation of Urban Cooperative Banks and Credit Societies

NAFED – National Agricultural Cooperative Marketing Federation

NAS – National Account Statistics.

NAV – Net Asset Value.

NBC – Non Banking Companies.

NBFCs – Non Banking Finance Companies

NCAER – National Council of Applied Economic Research

NCC – National Clearing Cells

NCMC – National Common Mobility Card

NCS – Network Computing System

NDA – Net Domestic Asset

NDC – Non-Dues Certificate

NDS – Negotiated Dealing Systems

NDSAP – National Data Sharing and Accessibility Policy

NDTL – Net Demand And Time Liability

NECS – National Electronic Clearing System

NEFT – National Electronic Funds Transfer System.

NFA – No Frills Account.

NFC – Non Banking Finance Companies.

NFS – National Financial Switch

NGO- Non Governmental Organisation

NHB – National Housing Bank.

NIB – Nordic Investment Bank.

Nil – Net Interest Income

NOF – Net Owned Funds

NPAs – Non Performing Assets.

NPCI – National Payments Corporation of India

NPLM – Non-Performing Loan Management

NPS – National Pensions Scheme.

NPV – Net Present Value

NRE – Non Resident External Account

NRI – Non Resident Indian

NRNR-Non Resident Non Repatriable Term Deposit Account

NRO – Non Resident Ordinary Account

NRSR – Non Resident (Special) Rupee Account

NSE – National Stock Exchange.

NSFDC – National Scheduled Castes Finance And Development Corporation

NSIC – National Small Industries Corporation

NSS – National Savings Scheme

OBC – Oriental Bank of Commerce

OBE – Off-Balance Sheet Exposures

OBUs – Offshore Banking Units

OCB – Overseas Corporate Bodies

OD -Overdraft

ODIs – Offshore/Overseas Derivative Instruments

OECD – Organisation For Economic Cooperation And Development

OFCS – Offshore Financial Centers

OLTAS – Online Tax Accounting System

OMO – Open Market Operations

OTCEI – Over the Counter Exchange Of India

OTP – One-Time Password

OTS – One-Time Settlement

PACS – Primary Agricultural Credit Societies

PAN – Permanent Account Number

PBS – Projected Balance Sheet

PBT – Profit Before Tax

PC – Participation Certificate

PCA – Prompt Corrective Action

PCARDB – Primary Cooperative Agriculture and Rural Development Bank

PCDs – Partly Convertible Debentures

PDO – Public Debt Office

PEP – Personal Equity Plans

PF – Provident Fund

PFls – Public Financial Institutions

PFRDA – Pension Fund Regulatory and Development Authority

PGS – Payment Gateway System.

PIN – Personal Identification Number

PIO – People of Indian Origin

PIS – Portfolio Investment Scheme

PKI – Public Key Infrastructure

PLIs – Prime Lending Institutions

PLP – Potential Linked Plan

PLR – Prime Lending Rate

PMLA – Prevention of Money Laundering Act

PNB – Punjab National Bank

P-Notes – Participatory Notes

POA – Power of Attorney

PO- Probationary Officer

POS – Point of Sale

PPF – Public Provident Fund

PPIs – Prepaid Payment Instruments

PRSF – Partial Risk Sharing Facility

PSBs – Public Sector Banks

PTCs   – Pass-Through Certificates

QIB – Qualified Institutional Bankers

QIP – Qualified Institutional Placement

QIS – Quantitative Impact Study

RAROC – Risk-Adjusted Return On Capital

RBI – Reserve Bank of India

RBS – Royal Bank of Scotland.

RCF – Risk Capital Foundation

RCI – Refinance Corporation For Industry

RDBMS – Relational Database Management System

RDDBFI – Recovery of Debt due to Banks and Financial Institutions

REC – Rural Electrification Corporation

REPOS – Ready Forward Contracts

RFC – Resident Foreign Currency

RFID – Radio Frequency Identification

RIDF – Rural Infrastructure Development Fund

RML – Reverse Mortgage Loan

RNBCs – Residuary Non-Banking Companies

RoA – Return On Assets

ROC – Registration of Companies

RoE – Return On Equity

RRB – Regional Rural Bank.

RRBs – Regional Rural Banks

RTGS – Real Time Gross Settlement System.

RWA – Risk Weighted Assets

SACs         – Settlement Advisory Committees

SAMIS – Strategic Asset Management Information System

SARFAES – Securities and Reconstruction of Financial and Enforcement of Security Interest

SARFAESI – Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest

SBI – State Bank of India

SCB – Scheduled Commercial Bank

SCC – Selective Credit Control.

SDBS – Service Discharge Benefit Scheme

SDR – Special Drawing Rights

SDS – Special Deposit Scheme

SEBI – Securities and Exchange Board of India

SEPA – Single Euro Payment Area.

SEPUP – Self-Employment Programe For Urban Poor

SEZs          – Special Economic Zones

SFCs         – State Financial Corporations

SFMS – Structured Financial Messaging Services

SGB – Sovereign Gold Bond

SGSY – Swarnajayanti Gram Swarojgar Yojana

SHG – Self Help Group

SIDBI – Small Industries And Development Bank Of India.

SIDC – State Industrial Development Corporation

SIFI – Systematically Important Financial Intermediaries

SIM – Subscriber Identity Module

Sip – Systematic Investment Plans

SIPS – Systemically Important Payment System

SJSRY – Swarna Jayanthi Shahari Rozgar Yojana

SLBC – State-Level Bankers’ Committee

SLR – Statutory Reserve Ratio

SLRS – Scheme for Liberation and Rehabilitation of Scavengers

SME – Small and Medium Industries

SMERA – SME Rating Agency of India Limited

SMILE – SIDBI Make in India Loan for small Enterprises

SPNS – Shared Payment Network System.

SPOM – Self-Programmable One-Chip Microcomputer

SPY – Special Purpose Vehicle

SSI – Small Scale Industries

SSIDC – State Small Industries Development Corporation

SSls – Small Scale Industries

SSSBE – Small Scale Service and Business Enterprises

STD – Short Term Deposit

STF – Short Term Finance

STP – Straight Through Processing

SWIFT – Society For World Wide Inter Bank Financial Telecommunication.

T/T – Telegraphic Transfer

TAN – Transaction Number/Tax Deduction Account Number

TDF – Technical Development Fund

TDICI – Technology Development and Information Company of India Limited

TDS – Tax Deducted at Source

TIEA – Tax Information and Exchange Agreement

TIN – Tax Information Network

UBB – Uniform Balance Book

UBD – Urban Banks Department

UBIN – Unique Business Identification Number

UCB – Urban Cooperative Bank.

UCN – Uniform Code Number

UEBA – Universal Electronic Bank Account.

UIC – Unique Identification Code

UIDAI – Unique Identification Authority of India

UPI – Unified Payments Interface

UPIN – Unique Property Identification Numbers.

USB – Ultra Small Branch.

USD – United States Dollar.

USSD – Unstructured Supplementary Service Data

UTI – Unit Trust of India

VCFs  – Venture Capital Funds

VCP – Village Credit Plan

VDBS – Vertically Differentiated Banking System.

VPA – Virtual Payment Address

VRS – Voluntary Retirement Scheme

VUB – Vseobecmi Uverova Banka

WBCIS – Weather Based Crop Insurance Scheme.

WCDL – Working Capital Demand Loan

WCTL – Working Capital Term Loan

WL ATM – White Label ATM.

WMA – Ways and Means Advances

WOS – Wholly Owned Subsidiary

WPI – Wholesale Price Index

YTM – Yield to Maturity

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I am Arati Nayak. I like to share knowledge for students and Aspirants to make everything easy, clear, and unique.

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