Many people do not know the full form of many terms related to Banking and what is the meaning of that, but it is most important to know. So, Here we provide the most useful Full form of Banking Terms and Banking Abbreviations, Full Forms of Bank Names, Indian Banks, Foreign Banks, and different Banking Terms and Banking Abbreviations that are useful for every person.
Table of Contents
Full form of Banking Terms are
Full Form of Bank Names
Full form of Indian Banks Name
AB – Allahabad Bank
AB – Andhra Bank
ABPB – Aditya Birla Payments Bank
ADB – Asian Development Bank
ADCB – Abu Dhabi Commercial Bank
APB – Airtel Payments Bank
APGUB – Andhra Pradesh Grameena Vikas Bank
BGVB – Bangiya Gramin Vikash Bank
BMB – Bharatiya Mahila Bank
BOB – Bank of Baroda
BOI – Bank of India
BOM – Bank of Maharashtra
BOR – Bank of Rajasthan
CB – Canara Bank
CB – Corporation Bank
CBI – Central Bank of India
CCB – Central Co-operative Bank
CSB – Catholic Syrian Bank
CUB – City Union Bank
DB – Dena Bank
DBS – Development Bank of Singapore
DCB – Development Credit Bank
ECB – External Commercial Borrowing
ECD – European Central Bank
ECS – Electronic Clearing Service
EMI – Equated Monthly Installment
EXIM – Export-Import Bank
FRB – Federal Reserve Banks
HDFC – Housing Development and Finance Corporation
HSBC – Hong-Kong and Shanghai Banking Corporation
IB – Indian Bank
IBA – Indian Banks’ Association
ICBC – Industrial and Commercial Bank of China
ICICI – Industrial Credit and Investment Corporation of India
IDBI – Industrial Development Bank of India
IDFC – Infrastructure Development Finance Company
IIBI – Industrial Investment Bank of India
IOB – Indian Overseas Bank
IPPB – India Post Payments Bank
IRDA – Insurance Regulatory and Development Authority
IVB – ING Vysya Bank
JKB – Jammu & Kashmir Bank
JPB – Jio Payments Bank
KMB – Kotak Mahindra Bank
KVB – Karur Vysya Bank
LBD – Land Development Bank
LVB – Lakshmi Vilas Bank
MICB – Mega International Commercial Bank
NAB – National Australia Bank
NABARD – National Bank for Agriculture and Rural Development
NHB – National Housing Bank
OBC – Oriental Bank of Commerce
PBGB – Paschim Banga Gramin Bank
PNB – Punjab National Bank
PPB – Paytm Payments Bank
PSB – Punjab & Sind Bank
RBC – Royal Bank of Canada
RBI – Reserve Bank of India
RRB – Regional Rural Bank
SBI – State Bank of India
SCB – Standard Chartered Bank
SDS – Special Deposit Scheme
SEBI – Securities and Exchange Board of India
SIB – South Indian Bank
SIDBI – Small Industries Development Bank of India
SVC – Shamrao Vitthal Co-operative Bank
TGB – Telangana Grameena Bank
TMB – Tamilnadu Mercantile Bank
TSCAB – Telangana State Cooperative Apex Bank Ltd
UBI – United Bank of India
UCB – Urban Cooperative bank
UCO – United Commercial Bank
UOB – United Overseas Bank
UOB – Union Bank of India
VB – Vijaya Bank
You can read also: DSLR Full Form
Full form of Foreign Banks Name
ACB – Abu Dhabi Commercial Bank
ADB – Asian Development Bank
AE – American Express
BBK – Bank of Bahrain and Kuwait
BOA – Bank of America
BOC – Bank of Ceylon
DB – Deutsche Bank
DBS – The Development Bank of Singapore
HSBC – Hong Kong and Shanghai Banking Corporation
RBS – Royal Bank of Scotland
RBS – Royal Bank of Scotland
SCB – Standard Chartered Bank
Full form of Banking Terms
bal – Balance
chq – Cheque
csh – Cash
dep – Deposit
txn – Transaction
wdl – Withdrawal
A/C – Account
ASBA – Application Supported by Blocked Amount
BCSBI – Banking Codes and Standards Board of India.
BIRD – Bankers Institute of Rural Development
BIS – Bank for International Settlement
BPLR – Benchmark Prime Lending Rate
CAD – Capital Account Deficit
CAR – Capital Adequecy Ratio
CARE – Credit Analysis And Research Limited
CASA – Current And Saving Account
CBS – Core Banking Solutions
CC – Cash Credit
CDR – Corporate Debt Restructuring
CDS – Credit Default Swap.
CIBIL – Credit Information Bureau Of India Limited
CRAR – Capital to Risk-weighted Assets Ratio
CRISIL – Credit Rating And Investment Services India Limited
DCCB – District Central Co-operative Bank
DTAA – Double Taxation Avoidance Agreement
ECBs – External Commercial Borrowings
EFSF – European Financial Stability Facility
EFT – Electronic Fund Transfer
ESI – Employees’ State Insurance
FDI – Foreign Direct Investment
FEMA – Foreign Exchange Management Act
FERA – Foreign Exchange Regulatory Act
FIIs – Foreign Institutional Investments
FIMMDA – Fixed Income Money Markets and Derivatives Association.
FINO – Financial Inclusion Network Operation
FIPB – Foreign Investment Promotion board
FPI – Foreign Portfolio Investment.
FRBMA – Fiscal Responsibility and Budget Management Act
FSLRC – Financial Sector Legislative Reforms Commission
GNP – Gross National Product
IBA – Indian Bank Association
IBRD – International Bank For Reconstruction And Development.
ICRA – Indian Credit Rating Agency
IFSC – Indian Financial System Code
IMPS – Interbank Mobile Payment Service (IMPS) or Immediate Payment Service
INFINET – Indian Financial Network
INR – Indian Rupee
IPO – Initial Public Offering
KYC – Know Your Customer
LCR – Liquidity Coverage Ratio
LIBOR – London Interbank Offered Rate
MIBID – Mumbai Interbank Bid Rate
MIBOR – Mumbai Interbank Offered Rate
MICR – Magnetic Ink Character Recognition
NASDAQ – National Association For Securities Dealers Automated Quotations
NAV – Net Asset Value
NDTL – Net Demand And Time Liabilities
NEFT – National Electronic Funds Transfer
OLTAS – On-line Tax Accounting System
OSCB – Odisha State Co-operative Bank
PAN – Permanent Account Number
PF – Provident Funds
PIN – Personal Identification Number
PO – Probationary Officer
PSBs – Public Sector Banks
RBL – Ratnakar Bank Limited
REITs – Real Estate Investment Trusts
RTGS – Real Time Gross Settlement
S/D/W/H/o – Son/Daughter/Wife/Husband of
SARFAESI – Securitisation And Reconstruction Of Financial Assets And Enforcement Of Security Interest
SB – Saving Book
SENSEX – Sensitive Index Of Stock Exchange
SLR – Statutory Liquidity Ratio
SNBCs – Schedule Non Commercial Banks
SWIFT – Society For Worldwide Interbank Financial Telecommunication
SWOT – Strength, Weaknesses, Opportunities And Threats
TARC – Tax Administration Reform Commission
TDS – Tax Deducted at Source
TIEA – Tax Information exchange Agreement
TIN – Tax Information Network (TIN)
TT – Telegraph Transfer
UIDAI – Unique Identification Development Authority of India
Full form of Banking Abbreviations
2FA – Two Factor Authentication
A&AS – Account & Audit Section
ABEDA – Arab Bank for Economic Development in Africa.
ACF – Auto Correlation Function.
ACLF – Additional Collateralised Lending Facility
ACS – Automated Clearing Systm.
AD – Authorized Dealer.
ADB – Asian Development Bank.
ADF – Automated Data Flow
ADR – American Depository Receipt.
ADTV – Average Daily Trading Volume
AEPS – Aadhaar Enabled Payments Switch
AFS – Annual Financial Statement.
AGM – Annual General Meeting.
AIC – Agricultural Insurance Company.
AIDBs – All India Development Banks
AIF – Alternative Investment Fund
AIFIs – All India Financial Institutions
ALCO – Asset Liability Committee
ALM – Asset Liability Management
AMEX – American Express
AMFL – Association of Mutual Funds in India.
AML – Anti-Money Laundering
AMRMS – Audit and Risk Monitoring Mechanism
ANBC – Adjusted Net Bank Credit
ANSI – American National Standards Institute
APACS – Association of Payment and Clearing Services
APBS – Aadhaar Payment Bridge System
APSFC – Andhra Pradesh State Financial Corporation
ARC – Asset Reconstruction Companies
ARCIL – Asset Reconstruction Company of India Limited
ARCs – Asset Reconstruction Companies
ASBA – Applications Supported Bank Accounts
ASSOCHAM – Associated Chambers of Commerce and Industry of India.
ATM – Automated Teller Machine.
BACS – Bankers Automated Clearing System
BBR – Bank Base Rate
BCBS – Basel Committee on Banking Supervision
BCP – Branch Credit Plan
BCSBI – Banking Codes and Standards Board of India
BFS – Board of Financial Supervision
BIS – Bank for International Settlements.
BLBC – Block-Level Bankers Committee
BO – Banking Ombudsman
BOB – Bank of Baroda.
BOD – Board of Directors
BOE – Bill of Exchange
BOP – Balance of Payments.
BOR – Bank of Rajasthan.
BOT – Build, Operate and Transfer.
BPC – Benefits Processing Corp
BPLR – Benchmark Prime Lending Rate
BR Act – Banking Regulations Act, 1949.
BSCS – Basel Committee on Banking Supervision.
BSE – Bombay Stock Exchange.
BSR – Basic Statistical Returns.
CA – Chartered Accountant.
CAAP – Capital Adequacy Assessment Process
CAD – Current Account Deficit
CAMELS – Capital, Assets, Management, Earnings, Liquidity, and Systems and Control
CAR – Capital Adequacy Ratio
CARE – Credit Analysis and Research Limited
CASA – Current and Savings Accounts
CBI – Common Bank of India
CBLO – Collateralized Bank Lending Obligations
CBS – Core Banking Solution.
CBT – Computer-Based Terminal
CC – Cash Credit
CCB – Central Co-operative Bank
CCIL – Clearing Corporation of India Limited
CCL – Cash Credit Limit
CD – Certificate of Deposit
CD Ratio – Credit Deposit Ratio
CDB – Caribbean Development Bank.
CDBS – Committee of Direction on Banking Statistics.
CDR – Corporate Debt Restructuring
CDS – Credit Default Swap.
CED – Centre For Entrepreneurship Development
CEPA – Comprehensive Economic Partnership Management.
CFMS – Centralised Funds Management System
CFRA – Combined Finance and Revenue Accounts.
CFS – Committee on the Financial System
CGRA – Currency and Gold Revaluation Account.
CHAPS – Clearing House Automated Payment System
CIBIL – Credit Information Bureau of India Limited
CLB – Company Law Board
CLF – Collateralised Lending Facility
CMA – Collateral Management Agreement
CMIS – Currency Management Information System
CMP – Current Market Price
CNP – Card Not Present
COB – Corporation Bank.
CP – Colombo Plan.
CPFF – Commercial Paper Funding Facility
CPI – Consumer Price Index.
CPs – Commercial Papers.
CRAR – Capital to Risk Weighted Asset Ratio.
CRILC – Central Repository of Information on Large Credits
CRISIL – Credit Rating Information Services of India
CRM – Customer Relationship Management
CRMD – Credit Risk Management Department.
CRR – Cash Reserve Ratio.
CSGLA – Constituent’s Subsidiary General Ledger Account
CSR – Corporate social responsibility
CTI – Country Threat Index.
DCCB – District Central Cooperative Banks
DCP – District Credit Plan
DD – Demand Draft
DDM – District Development Manager
DFI – Development Financial Institutions
DFID – Department For International Development
DICGC – Deposit Insurance and Credit Guarantee Corporation
DIR – Differential Interest Rate
DNPD – Derivatives and New Products Departments
DPG – Deferred Payment Guarantee
DPN – Demand Promissory Note
DPs – Depository Participants
DRI – Beneficiaries of Differential Interest Rate
DRAT – Debt Recovery Appellate Tribunal
DRI – Differential Rate of Interest
DRT – Debt Recovery Tribunals
DSCR – Debt Service Coverage Ratio
DTAA – Double Taxation Avoidance Agreement.
EADB – East African Development Bank.
EBRD – European Bank for Reconstruction and Development.
ECB – External Commercial Borrowings.
ECS – Electronic Clearing System.
ED – Enforcement Directorate
EDF – Export Development Fund
EDI – Electronic Data Interchange
EDP – Entrepreneurship Development Programme
EEFC – Exchange Earners’ Foreign Currency
EFT – Electronic Funds Transfer
EFTPOS – Electronic Funds Transfer At Point Of Sale
EIB – European Investment Bank.
ELSS – Equity Linked Saving Scheme.
EMI – Equated Monthly Instalments
EPFO – Employees’ Provident Fund Organisation
EPOS – Electronic Point Of Sale
EPS – Earning per Share
ESOP – Employee Stock Options
ETFs – Exchange Traded Funds
EXIM – Export Import Bank of India.
FATF – Financial Action Task Force
FCA – Foreign Currency Assets.
FCCB – Foreign Currency Convertible Bond
FCD – Fully Convertible Debentures
FCNR – Foreign Currency Non Resident Deposit Accounts
FCNRA – Foreign Currency Non Resident Account.
FD – Fixed Deposit
FDI – Fixed Deposit Income
FEDAI – Foreign Exchange Dealers Association Of India
FEMA – Foreign Exchange Management Act
FERA – Foreign Exchange Regulation Act.
FFA – Federal Financial Assistance
FFB – Federal Financing Bank
FICCI – Federation of Indian Chambers of Commerce and Industry.
FII – Foreign Institutional Investor.
FIMMDA – Fixed Income Money Market and Derivatives Association of India
FINO – Financial Information Network and Operation Limited
FIPB – Foreign Investment Promotion Board.
Fls – Financial Institutions
FOB – Free On Board
FPI – Foreign Portfolio Investment.
FRB – Federal Reserve Bank
FRNs – Floating Rate Notes
FRO – Foreigners Registration officer
FRRO – Foreigners Regional Registration officer
FSRASC – Financial Sector Regulatory Appointment Search Committee
FSS – Financial Software Systems
FTA – Free Trade Agreement.
GAAR – General Anti Avoidance Rule.
GDCF – Gross Domestic Capital Formation
GDP – Gross Domestic Product
GDR – Global Depository Receipt.
GFD – Gross Fiscal Deficit.
GIPSA – General Insurance Public Sector Association
GIRO – Government Internal Revenue Order.
GlC – General Insurance Corporation of India
GMS – Gold Monetisation Scheme
GST – Goods and Services Tax
GSTN – Goods and Services Network
GSTPA – Global Straight Through Processing Association
HDFC – Housing Development Finance Corporation.
HFCs – Housing Finance Companies
HUDCO – Housing and Urban Development Corporation
IADB – Inter American Development Bank.
IAS – Integrated Accounting Systems
IBA – Indian Bank Association
IBBI – Insolvency and Bankruptcy Board of India
IBPS – Institute of Banking Personnel Selection.
IBRD – International Bank for Reconstruction and Development
IBS – International Banking Statistics
IBU – International Banking Unit
ICA – Indian Council of Agricultural Research.
ICAO – International Civil Aviation Organisation
ICC – Integrated Circuit Card
ICFAI – Institute Of Chartered Financial Analysts Of India
ICICI – Industrial Credit and Investment Corporation of India.
ICRA – Investment Information and Credit Rating Agency of India Limited
IDFC – Infrastructure Development Finance Company Limited
IDR – Indian Depository Receipts.
IDRBT – Institute for Development and Research Of Banking
IEPF – Investors Education and Protection Fund
IFC – International Finance Corporation
IFCI – Industrial Finance Corporation of India
IFSC – Indian Financial System Code
IIB – International Investment Bank.
IIBF – Indian Institute of Banking and Finance.
IIBI – Industrial Investment Bank of India
IIBM – Indian Institute of Bank Management
IIFCL – India Infrastructure Finance Company Limited
IIFT – Indian Institute of Foreign Trade
IIP – Index of Industrial Production
IMD – India Millennium Deposits.
IMF – International Monetary Fund.
IMPS – Immediate Payment Service
IMT – Instant Money Transfer
INFINET – Indian Financial Network
IOB – Indian Overseas Bank.
IP – Internet Provider
IPO – Initial Public Offer
IPPB – India Post Payments Bank
IPSS – Integrated Payment and Settlement System
IRBI – Industrial Reconstruction Bank of India.
IRDA – Insurance Regulatory and Development Authority of India
IRDP – Integrated Rural Development Programme
IRE – Internal Rating Based
IROs – Interest rate options
IRR – Internal Rate of Return.
ISCI – International Standard Industrial Classification
ISIN – International Securities Identification Number
ISO – International Standard Organisation
IVP – Indira Vikas Patra
JCB – Japan Credit Bureau
JLGs – Joint Liability Groups
KCC – Kisan Credit Card
KMB – Kotak Mahindra Bank.
KVB – Karur Vysya Bank.
KVIC – Khadi and Village Industries Corporation
KVP – Kisan Vikas Patra
KYC – Know Your Customer Guidelines
LAB – Local Area Bank.
LAF – Liquidity Adjustment Facility
LAMPS – Large Sized Adivasi Multipurpose Societies
LAN – Local Area Network
LAS – Loan & Advances by States
LBD – Land Development Bank
LBS – Locational Banking Statistics
LDB – Land Development Bank.
LERMS – Liberalized Exchange Rate Management System
LETS – Local Exchange Trading Systems
LIBOR – London Inter Bank Offered Rate.
LIC – Life Insurance Corporation Of India
LOC – Lines of Credit
LTCG – Long-Term Capital Gains
LTF – Long-Term Finance
LTN – Long Term Note
M&As – Mergers and Acquisitions
MBFC – Mutual Benefit Financial Company
MCA – Ministry Of Company Affairs
MCLR – Marginal Cost Of Lending Rate
MEDP – Multinational Design Evaluation Progrrame
MFDF – Micro Finance Development Fund
MFIs – Micro-Financial Institutions
MIBOR – Mumbai Inter Bank Offer Rate.
MICR – Magnetic Ink Character Recognition
MIRSD – Market Intermediaries Registration and Supervision Department
MIS – Management Information System
MNBCs – Miscellaneous Non-Banking Companies
MPBF – Maximum Permissible Bank Finance
MRD – Market Regnlation Department
MSS – Market Stabilisation Scheme
MTN – Medium Term Note
MUDRA – Micro Units Development and Refinance Agency
NABARD – National Bank for Agricultural and Rural Development.
NAFCUB – National Federation of Urban Cooperative Banks and Credit Societies
NAFED – National Agricultural Cooperative Marketing Federation
NAS – National Account Statistics.
NAV – Net Asset Value.
NBC – Non Banking Companies.
NBFCs – Non Banking Finance Companies
NCAER – National Council of Applied Economic Research
NCC – National Clearing Cells
NCMC – National Common Mobility Card
NCS – Network Computing System
NDA – Net Domestic Asset
NDC – Non-Dues Certificate
NDS – Negotiated Dealing Systems
NDSAP – National Data Sharing and Accessibility Policy
NDTL – Net Demand And Time Liability
NECS – National Electronic Clearing System
NEFT – National Electronic Funds Transfer System.
NFA – No Frills Account.
NFC – Non Banking Finance Companies.
NFS – National Financial Switch
NGO- Non Governmental Organisation
NHB – National Housing Bank.
NIB – Nordic Investment Bank.
Nil – Net Interest Income
NOF – Net Owned Funds
NPAs – Non Performing Assets.
NPCI – National Payments Corporation of India
NPLM – Non-Performing Loan Management
NPS – National Pensions Scheme.
NPV – Net Present Value
NRE – Non Resident External Account
NRI – Non Resident Indian
NRNR-Non Resident Non Repatriable Term Deposit Account
NRO – Non Resident Ordinary Account
NRSR – Non Resident (Special) Rupee Account
NSE – National Stock Exchange.
NSFDC – National Scheduled Castes Finance And Development Corporation
NSIC – National Small Industries Corporation
NSS – National Savings Scheme
OBC – Oriental Bank of Commerce
OBE – Off-Balance Sheet Exposures
OBUs – Offshore Banking Units
OCB – Overseas Corporate Bodies
OD -Overdraft
ODIs – Offshore/Overseas Derivative Instruments
OECD – Organisation For Economic Cooperation And Development
OFCS – Offshore Financial Centers
OLTAS – Online Tax Accounting System
OMO – Open Market Operations
OTCEI – Over the Counter Exchange Of India
OTP – One-Time Password
OTS – One-Time Settlement
PACS – Primary Agricultural Credit Societies
PAN – Permanent Account Number
PBS – Projected Balance Sheet
PBT – Profit Before Tax
PC – Participation Certificate
PCA – Prompt Corrective Action
PCARDB – Primary Cooperative Agriculture and Rural Development Bank
PCDs – Partly Convertible Debentures
PDO – Public Debt Office
PEP – Personal Equity Plans
PF – Provident Fund
PFls – Public Financial Institutions
PFRDA – Pension Fund Regulatory and Development Authority
PGS – Payment Gateway System.
PIN – Personal Identification Number
PIO – People of Indian Origin
PIS – Portfolio Investment Scheme
PKI – Public Key Infrastructure
PLIs – Prime Lending Institutions
PLP – Potential Linked Plan
PLR – Prime Lending Rate
PMLA – Prevention of Money Laundering Act
PNB – Punjab National Bank
P-Notes – Participatory Notes
POA – Power of Attorney
PO- Probationary Officer
POS – Point of Sale
PPF – Public Provident Fund
PPIs – Prepaid Payment Instruments
PRSF – Partial Risk Sharing Facility
PSBs – Public Sector Banks
PTCs – Pass-Through Certificates
QIB – Qualified Institutional Bankers
QIP – Qualified Institutional Placement
QIS – Quantitative Impact Study
RAROC – Risk-Adjusted Return On Capital
RBI – Reserve Bank of India
RBS – Royal Bank of Scotland.
RCF – Risk Capital Foundation
RCI – Refinance Corporation For Industry
RDBMS – Relational Database Management System
RDDBFI – Recovery of Debt due to Banks and Financial Institutions
REC – Rural Electrification Corporation
REPOS – Ready Forward Contracts
RFC – Resident Foreign Currency
RFID – Radio Frequency Identification
RIDF – Rural Infrastructure Development Fund
RML – Reverse Mortgage Loan
RNBCs – Residuary Non-Banking Companies
RoA – Return On Assets
ROC – Registration of Companies
RoE – Return On Equity
RRB – Regional Rural Bank.
RRBs – Regional Rural Banks
RTGS – Real Time Gross Settlement System.
RWA – Risk Weighted Assets
SACs – Settlement Advisory Committees
SAMIS – Strategic Asset Management Information System
SARFAES – Securities and Reconstruction of Financial and Enforcement of Security Interest
SARFAESI – Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest
SBI – State Bank of India
SCB – Scheduled Commercial Bank
SCC – Selective Credit Control.
SDBS – Service Discharge Benefit Scheme
SDR – Special Drawing Rights
SDS – Special Deposit Scheme
SEBI – Securities and Exchange Board of India
SEPA – Single Euro Payment Area.
SEPUP – Self-Employment Programe For Urban Poor
SEZs – Special Economic Zones
SFCs – State Financial Corporations
SFMS – Structured Financial Messaging Services
SGB – Sovereign Gold Bond
SGSY – Swarnajayanti Gram Swarojgar Yojana
SHG – Self Help Group
SIDBI – Small Industries And Development Bank Of India.
SIDC – State Industrial Development Corporation
SIFI – Systematically Important Financial Intermediaries
SIM – Subscriber Identity Module
Sip – Systematic Investment Plans
SIPS – Systemically Important Payment System
SJSRY – Swarna Jayanthi Shahari Rozgar Yojana
SLBC – State-Level Bankers’ Committee
SLR – Statutory Reserve Ratio
SLRS – Scheme for Liberation and Rehabilitation of Scavengers
SME – Small and Medium Industries
SMERA – SME Rating Agency of India Limited
SMILE – SIDBI Make in India Loan for small Enterprises
SPNS – Shared Payment Network System.
SPOM – Self-Programmable One-Chip Microcomputer
SPY – Special Purpose Vehicle
SSI – Small Scale Industries
SSIDC – State Small Industries Development Corporation
SSls – Small Scale Industries
SSSBE – Small Scale Service and Business Enterprises
STD – Short Term Deposit
STF – Short Term Finance
STP – Straight Through Processing
SWIFT – Society For World Wide Inter Bank Financial Telecommunication.
T/T – Telegraphic Transfer
TAN – Transaction Number/Tax Deduction Account Number
TDF – Technical Development Fund
TDICI – Technology Development and Information Company of India Limited
TDS – Tax Deducted at Source
TIEA – Tax Information and Exchange Agreement
TIN – Tax Information Network
UBB – Uniform Balance Book
UBD – Urban Banks Department
UBIN – Unique Business Identification Number
UCB – Urban Cooperative Bank.
UCN – Uniform Code Number
UEBA – Universal Electronic Bank Account.
UIC – Unique Identification Code
UIDAI – Unique Identification Authority of India
UPI – Unified Payments Interface
UPIN – Unique Property Identification Numbers.
USB – Ultra Small Branch.
USD – United States Dollar.
USSD – Unstructured Supplementary Service Data
UTI – Unit Trust of India
VCFs – Venture Capital Funds
VCP – Village Credit Plan
VDBS – Vertically Differentiated Banking System.
VPA – Virtual Payment Address
VRS – Voluntary Retirement Scheme
VUB – Vseobecmi Uverova Banka
WBCIS – Weather Based Crop Insurance Scheme.
WCDL – Working Capital Demand Loan
WCTL – Working Capital Term Loan
WL ATM – White Label ATM.
WMA – Ways and Means Advances
WOS – Wholly Owned Subsidiary
WPI – Wholesale Price Index
YTM – Yield to Maturity
